Showing posts with label Me. Show all posts
Showing posts with label Me. Show all posts

Thursday, August 27, 2009

A couple more...

Here are two more digital layouts from the Beautiful Evidence class:


Journaling: I never thought of myself as creative until I found my niche in photography and scrapbooking and a little baking on the side. I love taking photos, creating paper or digital layouts or momentos. I'm so glad creativity has found me! I sure hope it's here to stay!

Credits: Template - Jessica Sprague; Papers - Jan Crowley, Jessica Sprague, Katie Pertiet; Font - VT Portable Remington



Credits: Template - Jessica Sprague; Papers - Katie Pertiet, Jan Crowley, Jessica Sprague; Font - VT Portable Remington

Wednesday, August 26, 2009

New Layouts

The Beautiful Evidence class over at Spraground is currently in full swing. I created these two new layouts for Days 1 and 2.

Here is my title page. These are my treasures in life... the moments that make me smile... the moments that make me thank God each day for a blessed and fulfilled life... the beautiful evidence that I live a charmed life:

Credits: Papers - Jessica Sprague and Jan Crowley; Font - VT Portable Remington
Here is my "Me" page. Since I live with 3 boys, I have to infuse my life with pink from time to time to remind me that I'm truly a girlie girl at heart... :)


Credits: Papers - Jessica Sprague, Meredith Fenwick, Jan Crowley; Font - VT Portable Remington; Signature - my handwriting

Tuesday, April 21, 2009

On a three-week hiatus...

I am taking the remaining three weeks of baby bonding time from April 20 to May 8.  Since Calix is turning one on May 8, I'd lose the time if I don't take it now.  

I've only been on vacation for two days but I'm exhausted already!  Saturday was our grocery and church day.  Sunday was gardening day with papa (a friend's dad).  Hubz and papa toiled throughout the day while I slaved in the kitchen and babysat our boys.  Yesterday was spent cleaning.  Today I completed 12 digital layouts for Calix's birthday mini album!  

These past couple of days, we have been enduring a very hot 90 degree weather.  I decided to take Kail for a haircut and I was inspired to have a very, very short do for myself.  The photo below is what a 90 degree weather and a house full of boys did to me... ;)  I traded my long locks for a less maintenance do!  


Here is Kail having his haircut.  His teacher told me when I dropped him off to school this morning that Kail looks like a big boy with his haircut! 



Tuesday, November 04, 2008

I Voted!

It's Election Day and an exciting time for all citizens, including me. I have mailed in my ballot a couple of weeks back. I wanted to make sure my vote will be counted. God bless America - for the freedom it stands for, and for the freedom it gives its' citizens to be heard and to make a stand. Today, history will be made. With the economic crisis on hand, it is important, more than ever, to choose wisely - to pick those who will lead America back into its seat of power.

Halloween came and went. The weather forecast said it was going to rain. True enough, it drizzled. Good thing the kids were done trick or treating. We have about two bags of candies to finish, plus those bags we weren't able to give out because we were out with the kids. They might end up in a balikbayan box to Manila for christmas.

A year ago, we were in the East Coast. On hallow's eve, we were sightseeing in downtown New York with Kail dressed up in his pumpkin sweats. He was handed a handful of candy then. Calix, on the other hand, was still in mommy's tummy so no costumes for him. This year though, theywere dressed as Mickey Mouse (a hand-me-down from Kuya J) and Dragon (which I got from Old Navy for $5). I also got them matching pajama sets to wear in bed. Hubz said I'm more excited about Halloween than the kids. I even practiced Kail to say "trick or treat" days before. Am I a stage mom in the making? ;)











Monday, October 27, 2008

My Wishlist

Christmas is 59 days away, and it's never too early to start on my christmas wishlist. Of course, with the economy being the way it is these days, they may just remain on my list.... :)

For the geek in me... the MacBook Pro!
For the bookworm in me... the Amazon Kindle!

For the mamarazzi in me... the SB-600 flash!


For the working woman/mom-on-the-go in me... the Louis Vuitton Palermo!

For the scrapbooker in me... the Cricut Personal Cutting System!




Thursday, February 28, 2008

It's my 8th year anniversary as an employee at the V (but my 10th year if you count my contractor days). Am I thankful? You bet I am! A lot of good things came my way from working here. I have also learned so many things in the process, and have won a lot of friends as well. I can honestly say that though I am part of the minority, they never treated me otherwise. My skills accounted for the respect I have gotten from my co-workers regardless of whether I was educated in a third world country. Working here had been both a rewarding and a fulfilling part of my career.

To those who know me, I do not stay beyond the 2-year mark in any company so this is quite an exception. Why? Because they pay well and they treat their employees fairly. If you're good and hardworking, your efforts will be rewarded. The benefits are awesome - among the best I've seen so far in the Bay Area.

So here's to many, many more years of employment at the V (hopefully my job doesn't get outsourced).

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I am having a tough time breathing these days. Whenever I take the train, I feel I'm being suffocated. I keep tossing and turning on my seat. My OB said this is normal because my uterus is pushing my lungs as the baby grows.

I am also feeling strain on my legs. Could it be that I'm having another big baby? I'm only on my 29th week and I feel I'm waddling already!

Whenever I stretch out at night, you bet leg cramps will follow!

As far as sleeping goes, I cannot seem to find a good position either.

And the backaches are becoming more and more constant. Thank God for a husband who gives a good rub in the back!

Sigh, I still have a long way to go! Oh, please don't think I'm complaining. I'd do anything for the baby!

Wednesday, February 13, 2008

I got the result of my glucose tolerance testing a couple of weeks ago and I was told I tested positive for gestational diabetes! This was a surprise because I didn't have one with Kail. I guess age may have a lot to do with this since I'm turning 35 this year! I have friends who didn't have one on their previous pregnancies but was tested positive on their recent ones. Tomorrow I have an appointment with a nutritionist for the prescribed diet. I also have to prick myself a few times a day to check my blood sugar. Bummer! All those sweet stuff I ate during the holidays finally caught up on me!

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I need a new cellphone. My treo 600 isn't bluetooth capable so soon, I wouldn't be able to use it while driving.Here are the phones I'm eyeing:

The Blackberry Curve 8310:
The Palm Treo 750:

The Apple iPhone:
We visited The Apple Store last weekend and I heart the iPhone! My only concern is the price.

So what do you think bloggers, if you were in my shoes, which would you choose?

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I am surprised to find myself actually working on fulfilling my goals (others call them resolutions) for the year. I won't divulge them yet until I've completed them so as not to jinx a good start. Wish me luck to be able to complete one of them before I give birth, and the other one before my birthday in September... ;)

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We're off to Vegas on Friday with some friends. I am in need of this break because I've been stressed thin on our Feb. 22 install. Yes, I am taking off before we go into Production for a much-needed respite. But no, we're not going to Vegas to gamble. I just think that we needed to get away as a family before I give birth in May, otherwise, we may not be able to go at all. Besides, we have our timeshare week expiring this year so we might as well use them since we're paying for a very expensive maintenance fee anyway.

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I got tagged by Gem! I'd post the reply when we get back. Sorry Gem - things have just been pretty hectic!

'Til my next sari-saring post, possibly when we get back from Vegas!

Friday, February 01, 2008

Sari-Saring Post

I sat in for my 3-hour glucose test today. I was there as early as 7:15am, told the pinay phlebotomist/receptionist that I was there for the glucose test, hoping she'll give me the drink and I can start counting the hours. She instead told me I have to wait until she calls my name, and then I have to give her my doctor's request, and only then will she be able to give me the drink. Well, it took 45 minutes for the manager (thankfully) to call my name. I told the manager I was there 45 minutes earlier and she confronted the pinay why I wasn't given the drink right then and there. She said she needed to know if I fasted, to which I told her I did. To think that there was a sign to let the folks at the front know if we're in for glucose test or other timed tests!

An hour later, you'd think she learned her lesson (she was reprimanded by the manager by the way). I had to remind her that I'm due for my second blood draw (the first was prior to drinking the solution). She asked my name and insisted that I'm not due for another 10 minutes more! I debated that I saw the manager write the time on my paper (9:02, 10:02, 11:02). Yun pala, there were 2 of us there for the same test, with the same name - what a coincidence right?! Haay naku, the last time I ate was 6:30 last night so at 9am, I was so, so hungry, with another 2 hours to go. Muntik ko na kaya siyang kagatin sa inis!

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For the second day in a row, Kail was harboring a fever at wee hours in the morning, then the fever will be gone by morning. Father and son are also hacking by now, and when Kail starts a coughing fit, he'd throw up. My poor baby... I hope he'd feel better soon!

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What's up with the weather? I have had to scrape ice on my windshield twice this week. This morning, the newscaster warned motorists to drive safely along Hwy 29 as there's ice on the road! This is California, for Pete's sake... we're supposed to enjoy a snow-free weather!

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I have been seriously thinking whether I'll undergo another C-Section or go through VBAC (Vaginal Birth afterC-Section) this time around. Hubz wasn't around when I gave birth to Kail and I figured maybe he'll appreciate the chance to be my labor coach this time around. But do I really want to subject myself to all that pain? My next consideration is the recovery period. Since I would have an infant and a toddler to care for, it'll probably be easier if I opt for VBAC with a shorter recovery period.

One advantage I can think of regarding C-section would be a longer leave period. I can only have 6 weeks off for a normal delivery while there's an allotted 8 weeks maternity leave for CS. I could use the extra two weeks to bond with my two boys! ;)

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We watched Spiderman last weekend and Kail was enthralled. He kept saying "Miman" even in his sleep! He also loved watching the DVD over and over again.

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Have you ever seen these boudoir shots? I wish this was introduced back when I was a size 0, and back when I had the nerve to bare it all without feeling like a pig! I would've immediately booked myself a session then. Haay sayang... I wonder if I'll be able to get back to my ninety-something lb., size 0, a waistline of 23 self? I probably have to live at the gym and exercise nonstop to achieve this. Unless of course, I become a suki of Drs. Calayan or Belo?! ;)

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Happy weekend everyone! Sorry for the hodge podge of posts. Hope the weather in your side of the world is so much better! To all those in Northern California, it'll rain again through the weekend so stay dry people!

Tuesday, January 29, 2008

Remembering the Past

We met with the hubz' cousin on Sunday at Gerry's Grill in Union City. It was funny to see the two of them bonding as if they've only seen each other recently when truth of the matter is, they haven't seen each other for the past 20 years or so!

The conversation drifted to our first few years in the US. To most people back home, they think that life overseas is heaven when in fact, it isn't. This is why a lot of people would give anything to be able to get that seemingly elusive tourist visa.

Life in the US hadn't been easy for an immigrant like me. I left my comfort zone in exchange for a life of uncertainty here - all because I wanted to give my future children better lives. I was hired directly from Manila. I was one of those Y2K programmers they brought over to help with the conversion. I had no relatives close by - I relied heavily on my friends' kindness. My first apartment didn't have a decent furniture, everything was bought from the thrift store. I was sleeping in a sleeping bag. I walked a lot (because I didn't have a car) and took public transportation. On days when I had to work late, I would sleep on my cubicle. I worked long hours even on weekends. It was tough being the "kid" in your group (I was only 24 then) and I felt that I had to prove myself so they would take me seriously.

I wasn't born with a golden (even silver) spoon in my mouth so everything I have now, I worked hard and prayed harder for. My perseverance and hardwork did pay off, and thankfully, my husband and children wouldn't experience walking home uphill (I used to live in Daly City) on a cold and rainy winter night. They wouldn't have to sleep in a sleeping bag, and sit on the floor. They wouldn't have to run after a bus because they were at the stop a few seconds late. They wouldn't have to slave away because their greencards are in progress and one bad move and they'll be shipped home. They wouldn't have to go to a laundromat to get their laundry done because the washer and drier in the apartment complex is broken.

Ah, the things you endure for the people you love! I hope that someday my kids will realize how blessed they are. I hope that they would learn to appreciate and value all that they have because behind every penny is someone's blood, sweat, and tears.

Friday, August 17, 2007

Vocabulary of a 19-month old toddler

Kail's vocabulary is increasing by the day. Though he still blabbers in a language we couldn't understand, he at least has some words we could decipher:

baby - ah dee
daddy - dah dee
mommy - mama
ball - ba
balloon - lol
thank you - eh ooo
cat - tat
dog - dot
elmo - momo
no more - momon
banana - nana
wala na - nana
milk - dede
water - tater

I can't wait for my son to finally be able to speak in phrases. At the rate he's going, he's probably going to be as ma-kwento as mommy, hehe.

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Jody tagged me, so here are some weird things about me:

1. I'm a bag lady (not that I hoard bags) but I carry lots of 'em. I have a laptop roller with my laptop and work-related documents, my lunch bag, and a big shoulder bag which contains reading materials and personal items.

2. I sleep with a blanket all the time - even when it's scorching hot in the summer. I just have a fan fullydedicated to make me comfortable and the aircon is in full blast, hehe.

3. I'm a shopaholic - whether in store or online.

4. I love window-shopping. I can get out of a store without carrying anything, but just looking at things to buy satisfies me.

5. I can't sleep without hugging a pillow, even when I have my two boys beside me to hug.

6. I wipe my bathroom sink and faucets everytime I use it.

7. I keep magazines and books in the bathroom for reading when I'm on the "throne", hehe.

8. I have a LOT of scrapbooking stuff, but I'm not cranking up enough LOs to make a dent on my stash.

9. Some women crave for bags and girly stuff, while I have a love affair with cameras. I have a film SLR (Nikon N80), a DSLR (Nikon D80), a point and shoot digital camera (Olympus Stylus). I have 3 lenses - Tamron 28 to 200 mm, Nikon 50mm f/1.8, Nikon 18-105 f/3.5-4.6. I am salivating over Panasonic DMC-LX2 or Leica D-Lux - point and shoot cameras with 16:9 wide CCD, f/2.8mm wide angle lens. Also in my wish list is an SB-800 or SB-600 external flash.

10. I pray the rosary on the train (on my way home from work).

Tuesday, June 19, 2007

I've been Tagged!

I've been tagged by Jigi!

I must post the rules, 7 random things about me and then tag others to do the same. Sounds fair enough, right?

These are the rules… each player starts with 7 random facts about themselves on their Blog. People who are tagged need to blog 7 facts about themselves and post the rules as well. At the end of their blog list 7 people you are tagging. Let them know that they are tagged by leaving them a comment.

1. Shopping is my therapy. I head out to the mall when I'm stressed.

2. I take online classes at www.bigpicturescrapbooking.com to hopefully curb my creativity back on track, and to encourage me to start scrapbooking again.

3. I love to read. Whenever I have an idle time (like my commute to work), I read books, magazines, or anything that piques my interest.

4. I'm a shoe fettish. A woman can never have enough shoes.

5. Fall is my favorite season. The weather is just right for me and I have to admit, I look cute in boots, hehe!

6. I collect Strini handblown glasses. I have not purchased a single one though because everything I have are gifts.

7. I'm a light sleeper. I wake up with the slightest noise, but can easily get back to sleep.

Please feel free to tag yourself...

Wednesday, November 15, 2006

I had my citizenship oath-taking at Nob Hill Masonic Center in San Francisco yesterday. Who would’ve thought I’d get there?

Coincidentally, Nov. 13th was my 9th year here in the US. I first stepped foot in the land of the free on Nov. 13, 1997. I was a scared-out-of-my wits 24 year old then. People at work didn’t take me seriously because according to them, I looked like a kid. I had to earn their respect. They gave me the toughest and most complicated projects. I would sometimes spend the night at work, not having a car during my first year, and overly dependent on public transportation. I slept on sleeping bags because I had to save my money for a car downpayment. I wasn’t paid overtime even when I work 60-75 hours a week. I was paid measly by the agency that hired me. After 2 years of slaving for them, I finally accepted the client’s offer to convert me into a regular employee. I had to make sure I am over the 2 year period, or I’d pay $12K to the agency that milked me!

I decided to leave for the US because opportunities in the Philippines were limited. I was overlooked for a promotion because I did not graduate from UP, Ateneo, DLSU, nor from any of those “exclusive” A-list schools. Whenever I’d apply for jobs, I would always get asked whether I came from a reputable university. I swear I’d see smirks whenever I’d mention “Adamson University” – my alma mater. I may not have come from those A-list schools but I’m just as smart (if not better than most of their alumni). The Philippines’ corporate ladder is not designed for someone like me.

Looking back, I may have had lots of struggles here in America but my adopted country has been good to me all these years. It gave me a chance I would never have gotten in the Philippines. I was never discriminated because of my education. I am getting the comfortable life I deserve. I am able to help my family, and I can ensure that my son will have better opportunities. He will be spared of the obstacles I had to go through.

In yesterday’s ceremony, the speaker said “you’ve set your own destinies, you overcame your own obstacles”. With God’s help and constant guidance, I have truly reached my goal. I am part of the 1,327 new citizens from 95 countries that took the oath yesterday.

Who would’ve thought that this poor girl from the Philippines would get to where I am now? Not in my wildest dream!

Tuesday, September 19, 2006

A little more than a week ago, I celebrated yet another birthday. To those who emailed, texted, posted on my tagboard, called, sent a card - thank you all so much for remembering. Another year has passed and I am truly grateful for the year that was, and I have high hopes for the next ones to come. What's different this year? I'm a mom! I spent the day with my little guy - we went to church, had lunch with my roommate at a thai restaurant, then dinner with very close friends (his godparents) at my one of favorite seafood restaurant - The Dead Fish. Yummy food, good company, a very handsome escort - what more can a girl ask? Hubz also sent me a dozen roses, chocolates, and a cute little bear which Kail chewed on instantly! All in all, the day was great and life is good!

I am overwhelmed lately - working on a very stressful project to be installed on Oct. 13 (Friday the 13th - yikes!), taking care of a very active 8-month old, preparing all of Kail's food because of his allergies, household chores, planning for Kail's first birthday, keeping up with doctor's appointments (pedia and allergist). Keeping my sanity intact amidst all these is such a challenge. My therapy? Scrap shopping! I have evaluated my credit card spending these past few months and aside from baby stuff and necessities, scrap shopping has made a dent on my credit line. Have I churned up any layouts recently? Nope - not since October last year!

SO…I have decided that I ought to stop surfing on my favorite scrapbooking stores, and not spend a penny on scrapbook-related items UNTIL I have finished at least an album. BUT NOT UNTIL I have gotten my hands on that Ellison Big Shot AND paper organizers. Those Doodle Genies from Chatterbox sure looked yummy, so do the papers from Imagination Project/Gin-X, Cosmo Cricket stuff is tempting too…Well, you get the drift….

On Kail-front, he is now 8 months. It's unbelievable how much he has grown. He loves to crawl, stands up for long periods of time (with support, of course), sways his head from shoulder to shoulder, loves watching Baby Einstein DVDs, is allergic to eggs and nuts (and anything that has those on it), smiles a lot, knows how to use his charm to get what he wants (mommy needs to watch out for this).

This weekend, we are going out of town with some close friends (his godparents again) to Turtle Bay. This is Kail's second trip out of town. His first was at Tahoe in April with my aunt and uncle from Sweden.

My naturalization application is also underway. I needed to do this so I could upgrade hubz' petition. I pray that he'll be here very, very soon.

'Til next post - whenever that'll be! Note to self - need to get my thoughts organized! Take care everyone!

Thursday, February 16, 2006

The "New Mommy" Haircut

I just had to post this... bagay ba?



Kail had rashes on his face, which might've been caused by my curly locks so I decided to trade in my long hair to this. It felt good actually... been wanting to try a new "do" for sometime now. After all, being a mom does take the "me" time away. This haircut is easier to maintain, not to mention less use of shampoo and conditioner... :)

Thursday, February 09, 2006

I've been tagged... atbp




First things first. Finally, Kail's photos have been posted at Shutterfly. That has long been overdue and I thank my husband for taking the initiative. Proud dad talaga! :)

This mom has been terribly busy these days - being the only person who takes care of my little one. I must admit, motherhood is tough, but none is as rewarding. There are times though, especially when Kail doesn't cease crying, that I've wondered about taking him back into my tummy... :) Of course, that's just wishful thinking.

Next, to you who has been posting messages on my tagboard (you know who you are), I see it and I get the message. However, I believe that there is a proper time and place for everything. The web is not a place to hang dirty laundry for everyone to see. Right now, I am not ready to get in touch with you. I pray that in time, I'd find it in my heart to accept things as they are.

Lastly, I've been tagged by Liza and here's my take:

4 Jobs I've had in my life --> Production Engineer; Programmer/Analyst; Sr QA Analyst; QA Engineer

4 movies i could watch over and over --> Sweet Home Alabama; The Notebook; A Walk to Remember; Somewhere in Time (hopeless romantic kasi ako)

4 places i've lived --> Daly City; Novato; San Rafael; American Canyon

4 tv shows i love to watch --> Smallville; Seventh Heaven; Charmed; Gilmore Girls

4 places i've been on vacation--> in the Philippines: Palawan, Bohol, Cebu, Boracay; in the US --> Martha's Vineyard, Niagara Falls, New York, Las Vegas

4 websites i visit daily --> yahoo mail; google mail; blogsite; yahoo groups

4 of my favorite foods --> kare-kare; sinigang; spaghetti; pansit

4 places i'd rather be right now --> in the Philippines with my loved ones; in Torino, Italy for the olympics; touring Europe; Down Under

4 bloggers i'm tagging --> Ate June; Jody; Selina; Bethski

Monday, October 10, 2005

The Nursery


Our baby's crib (together with a matching drawer) were delivered on Sunday. Of course, mommy was so excited (and exhausted too). Together with my roommate, we have re-organized our then computer room and turned it into a nursery. Since I still have three more months of gestation to go, there will probably be changes here and there but at least you get the idea.

The little dollhouse at the corner is actually mine. As a kid, I never had beautiful toys like these so when a neighbor sold this slightly used dollhouse because he was moving the entire family to Thailand, I just had to grab it. I've always wanted one for myself so this is my way of satisfying my inner child.

Tuesday, October 04, 2005

Baby Things Shopping Spree

I went to a knitting specialty store in Downtown Napa on Sunday to buy the required needle size for my knitting class on Oct. 15. For some reason, I couldn't find that size in either Michael's or Joann's so I had to go to a specialty store. Unfortunately, they're closed on Sundays and Mondays. But, guess what's open? Cribs 'N Bibs - it's a baby stuff specialty store. They carry items you would never find in Toys 'R Us or Babies 'R Us.

I gawked at this beautiful crib and matching drawers/changing station made of pure wood - tea stain color. It's convertible to a toddler bed too. What's more, they're on sale for 15% off. The manager told me that those were their last pair. If I don't buy those soon and they get sold, they'd have to special order them for me - which will be at a regular price. I tried to veer away from them but I keep going back so I figured, I'd buy a crib sooner or later anyway so why not make it sooner? In short, I bought the set which will be delivered and assembled on Sunday. So now we're on the race to organize the nursery (which is currently the computer room).

Next, I was looking at the colors I want for strollers when I saw this versatile playpen. It has a bassinet with cover that you can take off (when you want to bring the baby to a picnic). Then there's a changing station on the side with slots for wet wipes and diapers. There's a 10% discount off of that. To make the story short, I ended up buying that piece too. The playpen will stay in the family room so that when I'm downstairs scrapping or watching TV, the baby can stay in the bassinet. My worry was that if I lay him down the couch, he'd fall down when he's big enough to roll over. The playpen would be perfect too because as he gets older, he could stay there and play with his toys.

I emailed hubz about these purchases and he replied back commenting on how lucky this baby is. I must agree. He's got the top of the line gadgets and baby stuff right at his fingertips (of course, that would still depend on whether we'll give in to buying those for him). While I grew up with good old fashioned duyan made of abaca which is prone to tilting, he'd have a beautiful crib fit for a king (at least I thought so). I was even teasing hubz that this crib is the same price as my bed!

My roommate told me not to buy any more stuff because they're planning on giving me a baby shower anyway. I've been to dozens of baby showers in the past and a crib, drawers with changing station, playpen are not the sort of gifts you give to a baby shower, so maybe, they were wise purchases after all, or is it just the shopaholic in me justifying my spending?

Sigh, all the things you'd do for your child.

Monday, August 15, 2005

Credit Card Fraud

I recently fell prey to credit card fraud. A week ago, my bank called me to check if I have been to Mexico because there have been questionable charges to my credit card. What's funny is that those are card present transactions.

First of all, I have NEVER been to Mexico. Second, my teammates can attest that during those dates when the fraudulent transactions occurred, I was at work and my meeting attendance can also prove that. Third, I have NOT lost my card. In fact, I was looking at it while talking to the customer rep from the bank. Fourth, I have NEVER asked for a credit card extension on that account.

Whoever got hold of my credit card number had a field day shopping in Mexico. The transactions amounted up to $600+ in two days! Thank God for vigilant banks like mine. Otherwise, I would never have known until he/she has maximized my credit limit! I was then advised to file a police report, complete and sign an affidavit for fraudulent use of credit/debit card.

It still baffles me to this day how this happened. Friends who have had the same experience told me that someone might have duplicated my card when I went to Manila almost recently. I was told that there are groups who does that for a living, and they target foreign issued credit cards just because those have high credit limits.

I do not really know how my card was duplicated, and I may never find out. Let this be a lesson to everyone to be on guard always. Here are some of the tips I have learned from this experience:
  • After travelling from foreign countries (even the Philippines), inform your banks that you have lost the card. That way, if it has been duplicated, nobody will be able to make use of it because the card is cancelled.
  • Always check your credit card balance and charges.
  • When purchasing items online, make sure it is from reputable cyberstores. During checkout, there should be a lock icon on the website to ensure that it is a secure site.
  • Make sure your credit card is never out of your sight. When paying at restaurants, make sure they are reputable enough. If you are unsure or you are a first-timer, pay cash instead.
  • Be wary of those old credit card readers where your whole credit card number is captured.
  • I have also been advised that some culprits would switch your cards at checkout counters. Make sure your card is returned to you and verify that it is indeed your card and not a dummy or someone else's.
  • Be careful about phishing scams which are also rampant these days. I have numerous emails being sent to me to verify my account no., address, phone no., and other pertinent information. I usually delete emails such as these but when it is coming from my bank, I usually go through their website directly. I do not trust the link that is being sent with that email.

Most credit card companies offer zero liability on fraud, but you still have to prove that it wasn't you who made those transactions. In my case, I had to file a police report.

I just hope this doesn't happen to anyone else.

Friday, April 08, 2005

7 Days to Go...

I have been told that my smile, these days, spans from ear to ear. What better reason is there than the fact that I'm home-bound a week from today? For someone whose husband is away, I look forward to our yearly rendezvous year after year after year.

When I called hubz the other night, he was talking about how stressed he is these past few days. Of course I was worried that they're trying to squeeze in a full month's worth of work in a week's time (like they do to me over here). Fortunately, that wasn't the case. He's stressed because he's trying to find a condo unit for us (which luckily, he found one). Next, he was scouting for reasonable rates for our trip to Panglao for our second anniversary. Then, he was planning our hectic itinerary - leaving just enough time for us to spend time together - just the two of us. Also, he brought his car in for maintenance so it's ready for long trips to wherever.

As for me, it's been busy as usual - even more, I think. I'm trying to finish off all my post-implementation documents then get a head start on October 2005 Release (for which I was told I will be responsible for). But hey, I'm not complaining. In a week's time, I'm outta here... :)

Lastly, I think even nature's cooperating (if you know what I mean... wink, wink!).